Subject: Level Security

From: "gCard Online Banking" <[email-masked]>
Date: Sun, 18 Jun 2006 02:07:00 -0500

Dear Cardholder,

We recently increased the security level for Direct Deposit Account in

order to avoid frauds. Please be advised that the DDA now requires Level security
for all cardholders using this method.

Because you previously registered and used this method you are now

required to take the Level Security Verification:

For the Level Security Verification please click on the link below and login
into your Gcard Online Banking Account

http://www.mygcard.com/GcardsAccounts/%OnlineBanking.aspx

Please note that funds may NOT be wired into the DDA account under any

circumstances. Our processing bank will not permit any deposits other

than direct electronic payment. If a wire comes in to the DDA account it

will be sent back without crediting client cards.

Sincerely,

gCard Security Department