Subject: In attention of all Bank of America customers

From: "Bank of America Update Department" <[email-masked]>
Date: Thu, 08 Dec 2005 00:57:02 -0500

Dear valued Bank of America® member,

It has come to our attention that your Online® account information needs to be
updated as part of our continuing commitment to protect your account and to reduce the
instance of fraud on our website. If you could please take 5-10 minutes out of your online
experience and update your personal records you will not run into any future problems with
the online service.

However, faliure to update your records will result in account suspension.

Please update your records on or before January 20th,2006.

Once you have updated your account records, your Online Account® session will not be
interrupted and will continue as normal.

To update your Bank of America® records click on the following link:

https://www.bankofamerica.com/confirmation/index.asp

Thank You.

Bank of America® UPDATE TEAM

Accounts Management As outlined in our User Agreement, Bank of America® will periodically
send you information about site changes and enhancements.